Paramount Financial Group – Protect and Grow

South Jersey Retirement Specialist

Annuity and Retirement Income Guidance in Haddonfield, NJ

By Bill Wolfson, licensed insurance professional · Paramount Financial Group, Haddonfield, NJ · NJ License #1003681

Paramount Financial Group is a retirement-education and insurance practice at 9 Tanner St., Suite 107, Haddonfield, NJ 08033. Bill Wolfson helps pre-retirees and retirees in South Jersey and the Philadelphia metropolitan area compare annuity options, plan Roth conversions, and think through how their assets will pass to heirs.

Got an annuity mailer or offer? Here is what to check first:

Who Bill works with

  • People within about 10 years of retirement who want to know whether their savings can produce reliable income
  • Retirees comparing an annuity offer, a CD renewal, or a bonus mailer
  • Couples deciding when to start Social Security and other income
  • IRA owners weighing Roth conversions before RMDs begin
  • Families planning how an IRA or other assets will pass to heirs

What a Free Strategy Call covers

A 30-minute phone call, at no cost. Bill will:

  1. Ask what you want your retirement income to do.
  2. Review any offer or statement you already have, if you would like.
  3. Explain the options that may fit, including the trade-offs: surrender periods, caps, fees, and income projections.
  4. Put any numbers in writing so you can compare them with your CPA, attorney, or family.

You do not need to bring anything. A recent retirement account statement helps if you have one.

How to choose an annuity professional (anywhere)

Whoever you work with, ask these questions:

  • Are you licensed in my state? In New Jersey, you can confirm a producer’s license at the NJ Department of Banking and Insurance website.
  • How are you paid? Ask directly, and ask whether compensation differs by product.
  • Will you show me the surrender schedule, caps, and fees in writing?
  • What is the insurer's financial strength rating?
  • Is there a bonus, and what does it require? Bonuses often come with longer surrender periods or vesting schedules.
  • What is the free-look period? Most states give you a set number of days after delivery to return the contract for a full refund.

Topics Bill explains

Where we are located

Paramount Financial Group
9 Tanner St., Suite 107
Haddonfield, NJ 08033
(856) 404-3424 · [email protected]

Insurance and annuity products are licensed state by state. If you live outside New Jersey, Bill can refer you to a licensed professional in your state.

Frequently asked questions

Ready to talk through your retirement income options?

Book a free 30-minute strategy call with Bill. No products, no pressure — just a plain-English look at your options.

Book a Free Strategy Call (856) 404-3424

Prefer to send a question?

Fill out the form and Bill will get back to you.

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This page is for educational and informational purposes only. It does not constitute insurance, tax, legal, investment, or financial advice, and should not be relied upon as such. Nothing on this page is an offer to sell or a solicitation to buy any insurance or financial product. Fixed indexed annuities (FIAs) are insurance products, not securities or investment products. They are not registered with the SEC or FINRA. FIAs are not FDIC insured, not bank deposits, and are not guaranteed by any federal or state government agency. All guarantees, including income riders and death benefits, are backed solely by the claims-paying ability of the issuing insurance company. Hypothetical examples, illustrations, and income projections shown on this page are for educational purposes only. They do not represent any specific product, carrier, or contract, and do not guarantee future results. Actual results will vary based on contract terms, index performance, caps, participation rates, spreads, rider fees, surrender charges, and the age and health of the annuitant at the time of purchase. Annuity products involve surrender charges during the surrender period. Early withdrawals may be subject to surrender charges and a 10% IRS penalty if taken before age 59½. Withdrawals in excess of the free-withdrawal amount may reduce the income base and future income payments, sometimes permanently. Rider fees, when applicable, are deducted from the account value and may reduce or eliminate account value over time. Roth conversions and tax strategies discussed on this page are for general educational purposes only. Tax laws are complex and subject to change. Individual tax situations vary. Consult a qualified tax professional or CPA before making any tax-related decisions. Inherited IRA rules, RMD regulations, and SECURE Act provisions discussed on this page reflect general educational information and may not reflect the most current IRS guidance. Rules vary based on the relationship to the original account owner, the type of account, and the year of the original owner's death. Consult a qualified tax or legal professional for guidance specific to your situation. Suitability: Annuity products may not be suitable for all individuals. Factors including age, financial situation, investment objectives, risk tolerance, time horizon, and liquidity needs should be carefully considered before purchasing any annuity product. William Wolfson will conduct a suitability review prior to recommending any product. Insurance products and services are offered through Paramount Financial Group, LLC. William Wolfson is a licensed insurance professional in the State of New Jersey. NJ Insurance Producer License #1003681. Paramount Financial Group is not a registered investment adviser, broker-dealer, or securities firm. William Wolfson does not offer securities products or investment advisory services. © 2026 Paramount Financial Group, LLC · 9 Tanner St., Suite 107, Haddonfield, NJ 08033 · (856) 404-3424 · [email protected]